Living in Cherry Hill as a Retiree

Cherry Hill is an increasingly popular choice for retirees and empty nesters who want to stay in South Jersey while downsizing to a more manageable home. With excellent healthcare access, active adult communities, and a wealth of cultural and recreational activities, Cherry Hill offers a compelling retirement lifestyle. Here is everything you need to know about retiring in Cherry Hill.

Why Cherry Hill Appeals to Retirees

Cherry Hill's appeal for retirees comes down to convenience and quality of life. The township offers easy access to Virtua and Cooper hospital systems, numerous medical specialists, and a full range of healthcare services. The proximity to Philadelphia means world-class museums, theaters, and cultural attractions are just 20 minutes away. And the abundance of parks, walking trails, and recreational programs keeps retirees active and engaged.

Many retirees also choose Cherry Hill because they already live here and want to stay in the community they love, just in a more manageable home. Others are drawn by the opportunity to be closer to adult children and grandchildren who have settled in the area.

55+ and Active Adult Communities

Cherry Hill and the surrounding area offer several active adult communities designed for residents 55 and older:

• The Plaza Grande at Garden State Park (700 Citation Lane) -- A modern 55+ rental community in a walkable, mixed-use development near shops and dining.
• Weinberg Commons (1711 Springdale Rd) -- A newer 55+ rental community offering one- and two-bedroom apartments.
• Villagio -- A luxury 55+ enclave with upscale amenities.
• Spring Hills Cherry Hill (1450 Marlton Pike East) -- Offers independent living, assisted living, and memory care all on one campus.
• St. Mary's Villa (220 St Marys Dr) -- Independent and retirement living options.

Beyond dedicated 55+ communities, many retirees choose low-maintenance condos and townhomes in neighborhoods like Woodcrest and Ashland. For a full list of senior living options, see our Cherry Hill senior living guide.

Downsizing from a Family Home

One of the biggest transitions for retirees is moving from a multi-bedroom family home to something smaller and more manageable. Cherry Hill's housing market offers excellent options for downsizing: ranch-style homes (one-level living), condos and townhomes, patio homes, and 55+ apartment communities.

The key to a successful downsizing is planning ahead. Most retirees find that selling their family home while the market is strong and buying a smaller property with cash or a smaller mortgage creates significant financial flexibility. A local real estate expert who specializes in downsizing can make this transition much smoother. Bob Millaway has helped hundreds of South Jersey families navigate exactly this process.

Senior Services and Programs

Cherry Hill Township offers several valuable services for senior residents:

• Senior Bus Service -- Free transportation for seniors within Cherry Hill on weekdays, making errands and appointments accessible.
• Gold Card Program -- Available to residents 55 and older, offering discounts at participating local businesses.
• Senior Social Clubs -- Regular social activities, lectures, and events organized through the township's Senior Services department.
• Cherry Hill Public Library -- Offers senior-specific programming, large-print materials, and technology assistance.
• AARP Tax-Aide -- Free tax preparation assistance for seniors available at the library during tax season.

These programs make it easier for retirees to stay active, connected, and independent in Cherry Hill.

Healthcare Access

Access to quality healthcare is a top priority for retirees, and Cherry Hill delivers. Virtua Our Lady of Lourdes Hospital in Camden and Cooper University Hospital are both within a 15-minute drive. The township and surrounding area have numerous primary care physicians, specialists, urgent care centers, and pharmacies. Cherry Hill also has a concentration of medical office buildings along Route 70 and Route 38, making it easy to see multiple providers in one trip.

Things for Retirees to Do

Retirement in Cherry Hill is anything but boring. The Croft Farm Arts Center offers art classes, workshops, and exhibitions. The Cherry Hill Public Library hosts book clubs, lectures, and cultural programs. The nearby Garden State Discovery Museum and once-a-month events keep life interesting.

For outdoor enthusiasts, the township's 50+ parks offer walking trails, gardens, and peaceful spots for reading or birdwatching. Cooper River Park has a paved walking and cycling path that is popular with seniors. And Center City Philadelphia's museums, theaters, and restaurants are always within easy reach.

Is Cherry Hill Right for Your Retirement?

Cherry Hill is an excellent choice for retirees who want to stay connected to the Philadelphia region, have access to top healthcare, and enjoy an active, engaging lifestyle. The tradeoff is New Jersey's property tax structure, which can be a significant expense for those on fixed incomes. However, the state offers property tax freeze and deduction programs for eligible seniors that can provide meaningful relief.

For many retirees, the benefits of Cherry Hill's location, healthcare access, and community resources far outweigh the costs. The best approach is to talk through your specific situation with a local expert who understands both the real estate market and the senior lifestyle options available.